It is a scary time for all of us as the world financial crisis grows, but it is only as bad as you let it be. It is a particularly tough time for students or people thinking if becoming a student, especially if they need a student loan.
The decision to further your education is tough […]

The recession’s impact has left so many people wondering if they can dare to dream. Dream of buying a home, a new car, and there is a fear that the recession effects will impact on their own personal lives.
Since the onset of the subprime mortgage crisis, lenders are tightening their lending criteria. These days it […]

America’s subprime mortgage crash late in 2007 has impacted across the world and caused a recession in the US. Financial doom and gloom is spreading.
Lenders gave subprime mortgages to people with bad credit, who could only qualify for mortgages with high credit rates. The flow on effect has been to those borrowers with good credit […]

Now you think is the right time to buy yourself a home. You have dreamed of getting off the renting merry-go-round and want to try and pay off a house for yourself.  The big question is can you afford to get a mortgage? The other question is whether your credit rating is good enough to […]

Since 1951 when the first credit cards hit the New York streets, people’s relationship with their small plastic cards continually swings between love and hate. Credit cards are the all too convenient way to borrow money, instant cash with no thoughts. No thoughts, that is, until the bill comes around and the credit card payments […]