Since 1951 when the first credit cards hit the New York streets, people’s relationship with their small plastic cards continually swings between love and hate. Credit cards are the all too convenient way to borrow money, instant cash with no thoughts. No thoughts, that is, until the bill comes around and the credit card payments [...]

While there are low rate loans available for home improvement, you will compare many personal loans before you find the right one. Not only that, there are so many low interest loans available you may find your head spinning in confusion. There are some lenders who tailor an instant loan for the specific purpose of [...]

So you are thinking of looking for a home mortgage with better home loan rates. You want to refinance your house loan. But, do your research first and just don’t switch home loans for the first one you like. You already have a first mortgage on a condominium in Singapore (I wish, I know). And [...]

For so many years, lenders have said no to tenants. And treated them like second class citizens because they do not have a mortgage. There may be a lot of reasons for this – many are happy renting, or can’t afford a mortgage because they rent. How often do you dream of getting off the [...]

As the dollar’s value continues to fall in the foreign currency markets, this has wide implications for all Americans. The disparity between rich and poor is getting larger and middle class Americans can bear the brunt of this dynamic, if they don’t start to rearrange the economics from the bottom up first. While they struggle [...]