Now you think is the right time to buy yourself a home. You have dreamed of getting off the renting merry-go-round and want to try and pay off a house for yourself.  The big question is can you afford to get a mortgage? The other question is whether your credit rating is good enough to [...]

Since 1951 when the first credit cards hit the New York streets, people’s relationship with their small plastic cards continually swings between love and hate. Credit cards are the all too convenient way to borrow money, instant cash with no thoughts. No thoughts, that is, until the bill comes around and the credit card payments [...]

While there are low rate loans available for home improvement, you will compare many personal loans before you find the right one. Not only that, there are so many low interest loans available you may find your head spinning in confusion. There are some lenders who tailor an instant loan for the specific purpose of [...]

So you are thinking of looking for a home mortgage with better home loan rates. You want to refinance your house loan. But, do your research first and just don’t switch home loans for the first one you like. You already have a first mortgage on a condominium in Singapore (I wish, I know). And [...]