Walking into Starbucks the other day, I overheard a conversation between two ladies talking about these amazing loans that a realtor had suggested. I started to laugh, because I knew they were talking about my favorite 1% loan. As you know I have been selling neg am loans before Billy Corgan left the Smashing Pumpkins. After eaves dropping for another 2 minutes, I had to jump into the conversation, and throw my 2 cents about the negative amortization loans these ladies seem to believe was a fixed interest rate for 30 years. I let them know that sure there is a fixed rate option, but it certainly wasn’t the 1% neg am option. I explained to them about how the interest is deferred, but they were confident that I was crazy and they had a fixed 1% rate for 30 years…

You have been thinking about it for a long time! That perfect business idea has been incubating in your mind and you just want to let it out. No capital? All you need is a small business loan to get you started on the road to success. It’s easy. Small business loans for woman especially in the minority sector are gaining importance today. Women own 38% of businesses in the United States. Our economy is finally opening up to providing woman with adequate venture capital to start a business. Finding venture capital is very important. But finding it from the right source is even more important. Today there are different institutions that provide small business loans for women. Wondering where to start? Let us be your guide into identifying small business loans for women…

A mortgage is often the biggest commitment a person undertakes, and one should take time to consider all of the legal and financial details before diving head-first into such an agreement. Your mortgage broker, banker, or real estate agent can often be a good source of information about these details; if there is still confusion, you may even wish to engage a solicitor to review your contract, watch out for unusual or potentially harmful clauses, and explain the details to you. Always take time to read the contract, and seek out third-party advice if you do not understand it. An unscrupulous lender, broker, real estate agent or seller may attempt to…

Often through life a friend or indeed a family member will approach you or you will feel the inclination to guarantee a loan for someone close. Unless this person is a family member you trust implicily, I’m going to recommend that you think extremely carefully on this one and here’s why. What would you think if a friend or relative asks you to guarantee a loan? Your first reaction will most often be an inclination to help them by agreeing to guarantee the loan but I recommend that you ensure that you understand what it involves thoroughly…

If you want to lower your monthly mortgage payment and need some extra cash on the side but haven’t owned your home long enough to build up equity, there is a solution…